ACTION 4
JUSTICE
Information
Investigation Service
Banks and Financial Institutions that have been Fined To Date!
Are Facebook and Twitter Strangling our voices?
With the new changes happening on social media, like Facebook changing our settings to only post to 25 of your favourite friends and
twitter launching their new product Twitter vanish which is where a tweet will only go up for 24 hours and then will vanish. These media
companies are making it harder for us to communicate as a group. Therefore, if you want to be part of our movement you will need to
register Here
Getting Your
Ducks In Row
What Next ?
What should you be looking for !
•
Irregular statement entries ?
•
Inappropriate Banking Solutions ?
•
Misleading Services ?
•
Incorrect Documentation ?
•
Unworkable Contracts ?
•
Excessive Hidden Fees ?
Your Next Steps
Request your “Data Subject Access
Request “D.S.A.R and your covering letter
to your bank here
Finding Your
Voice
Send a recorded delivery letter to your
bank requesting you internal bank
records, technicality known as a “Data
Subject Access Request “ (D.S.A.R) which
they cannot refuse to send you and
should be with you within 30 days.
ACTION GROUPS specific to various banks and lenders, such as Natwest /
RBS are available to join below; simply click on the Group button to join. If
your lender or bank is not listed, you can ask action4justice to create a new
button via the CREATE A GROUP button. This will contact our team at
action4justice on our action4justice Face-book page and we will create a
specific Action Group.
Eleven Questions you should be asking
yourself about your banking relationship!
1: Integrity A firm must conduct its business
with integrity.
2: Skill, care and diligence A firm must conduct
its business with due skill, care and diligence.
3: Management and control A firm must take
reasonable care to organise and control its
affairs responsibly and effectively.
4: Financial prudence A firm must maintain
adequate financial resources.
5: Market conduct A firm must observe proper
standards of market conduct.
6: Customers’ interests A firm must pay due
regard to the interests of its customers and treat
them fairly.
7: Communications with clients A firm must
pay due regard to the information needs of its
clients, and communicate information to them in
a way which is clear, fair and accurate.
8: Conflicts of interest A firm must manage
conflicts of interest fairly, both between itself and
its customers and between a customer and
another client.
9: Customers: relationships of trust A firm must
take reasonable care to ensure the suitability of
its advice and discretionary decisions for any
customer who is entitled to rely upon its
judgement.
10: Clients’ assets A firm must arrange
adequate protection for clients’ assets when it is
responsible for them.
11: Relations with regulators A firm must deal
with its regulators in an open and cooperative
way, and must disclose to the regulator
appropriately anything relating to the firm of
which that regulator would reasonably expect
notice.